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Community Business Loans


Identifying and finding the right business loan can be challenging for an entrepreneur.  At MCCI, we have established deep community partnerships in Massachusetts and Rhode Island that allow us to co-offer loans funded for small businesses in specific cities and towns.  Currently, we have partnerships with Lawrence, MA; Haverhill, MA;  Salem, MA; Lynn, MA, and with the state of Rhode Island.

These funds have been created to support local small businesses in their respective communities that cannot access traditional loans from their bank or credit union.


  • Amount: $3,000-$300,000

  • Terms: 1 to 7 years

  • Interest Rate: Fixed, 3 points above WSJ Prime Rate at time of loan closing

  • For startups or expanding businesses

Learn more about each of these specific community loans

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