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Community Business Loan

Haverhill Partnership Venture Fund


The Haverhill Partnership Venture Fund is a collaboration between Mill Cities Community Investments and four other local financial institutions: Align Credit Union, Enterprise Bank, Haverhill Bank, and Pentucket Bank.

MCCI has partnered with the Haverhill Partnership Venture Fund to co-offer small business loans to Haverhill-based existing and start-up businesses that cannot currently access financing from a traditional bank or credit union lender.

For more information, contact Saul Peña, Business Development Lending Officer, at (978) 252-2547 or Schedule a loan consultation appointment here: select appointment.

To Qualify Businesses Must Demonstrate

  • The business owner(s) are 18 years of age or older

  • The business is located in Haverhill, MA

  • The community would benefit from the business project

  • 20% investment into the business by the business owner

  • Willingness and capability to repay the loan

  • Business industries not applicable- Cannabis, Adult Entertainment, Firearms, Pyramid based, Real Estate/Stock speculation


  • Amount: $10,000 to $75,000

  • Terms: 1 to 5 years

  • Interest Rate: Fixed, 3 points above WSJ Prime Rate at time of loan closing

  • 1% Closing fee

  • No Application Fee

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