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Are you a licensed, insured home improvement or solar installation contractor? Do you have Massachusetts homeowner customers in need of financing to complete their home improvement projects? If you answered YES to both questions, MCCI’s home improvement loans may be a resource for your customers.

Financing Options for Home Improvement Projects

MCCI offers flexible loan programs to low and moderate-income borrowers who may not qualify for traditional bank loans. Our loan programs have no standard credit score requirement, 100% loan-to-value (LTV) financing, and flexible underwriting. 


Our home improvement loan products can help finance various projects, including lead paint removal, home repairs, energy efficiency projects, additions or alterations, and accessibility improvements (i.e., ramps, roll-in showers, and much more). 


We also recently launched a solar loan product to cover installations, battery storage, and other related improvements! 


Contact the MCCI Residential Team at for more information about our home improvement loans. We are always interested in learning more about your company and specialization.  

How Our Home Improvement Loan Process Works

Other rules

  • No funds are advanced upfront for work done before the closing date.

  • The check(s) will be payable to both the homeowner and contractor for double endorsement.

  • Contractor must show proof of MA license and insurance.

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