Small Business Capital Products
MCCI provides a variety of financing options for Massachusetts and Rhode Island small business owners. Our commercial lending team specializes in financing small businesses with a focus on underrepresented entrepreneurs. We work one-on-one with business owners to find the right financing opportunity for you.
We offer a range of reasonably priced, flexible debt and equity products, coupled with technical assistance and training support to launch, stabilize, and grow local businesses.
Small Business Loans
Commercial loans from $100,000 - $500,000 for start-ups and for expanding businesses throughout Massachusetts and Rhode Island. Learn more
Community Business Loans
Commercial loans for start-ups and for expanding businesses up to $100,000 for the following Massachusetts communities: Lawrence, Haverhill, Salem, and Lynn; and loans up to $500,000 for businesses in Rhode Island. Learn more
Accounts Receivable Financing
For businesses that need immediate access to financing, have a strong portfolio of credit-worthy invoices but don’t meet the full spectrum of requirements for a standard bank loan. Owners are able to obtain financing by selling their outstanding receivable invoices. Learn more
Contact Anthony Rust at (978) 252-2619 or anthony.rust@mccinvest.org for more information.
Business Equity Investment Fund
For businesses seeking investors to provide patient equity capital to support long-term growth. Learn more
Business Consulting and Training
We provide small business owners the following:
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One-on-one assistance with the loan application process
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Ongoing support for loan borrowers
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Group education in the areas of bookkeeping and financial statements, QuickBooks, and small business taxes
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Assistance in English and Spanish
Impact
250+ businesses supported annually with 1:1 counseling and training
300+ jobs created and 450+ jobs retained through supported businesses
125+ loans approved and over $13 million in local investment
#1 CDFI in Massachusetts in providing Paycheck Protection Program application support in 2020 first round – 158 businesses supported, received $2.2M from bank partners