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Small Business Capital Products

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MCCI provides a variety of financing options for Massachusetts small business owners. Our commercial lending team specializes in financing small businesses with a focus on underrepresented entrepreneurs. We work one-on-one with business owners to find the right financing opportunity for you.

 

We offer a range of low-cost, flexible debt and equity products, coupled with technical assistance and training support to launch, stabilize, and grow local businesses.

Small Business Loans

Commercial loans from $100,000 - $500,000 for start-ups and for expanding businesses throughout Massachusetts. Learn more

Community Business Loans

Commercial loans up to $100,000 for start-ups and for expanding businesses for the following Massachusetts communities: Lawrence, Haverhill, Salem, and Lynn. Learn more

Accounts Receivable Financing

For businesses that need immediate access to financing, have a strong portfolio of credit-worthy invoices but don’t meet the full spectrum of requirements for a standard bank loan. Owners are able to obtain financing by selling their outstanding receivable invoices. Learn more

Contact Anthony Rust at 401-575-1024 or anthony.rust@mccinvest.org for more information.

Business Equity Investment Fund

For businesses seeking investors to provide patient equity capital to support long-term growth. Learn more

Credit Building Loans & Workshop

For entrepreneurs looking to establish or improve their credit score, we offer a $500 credit building loan. Participate in a free workshop to learn how to read credit reports, how to improve your credit score, and be eligible for a credit building loan.

Business Consulting and Training

We provide small business owners the following:

  • One-on-one assistance with the loan application process 

  • Ongoing support for loan borrowers 

  • Group education in the areas of bookkeeping and financial statements, QuickBooks, and small business taxes 

  • Assistance in English and Spanish

Impact

300+ businesses supported through technical assistance in the last two years

300+ jobs created and 450+ jobs retained through supported businesses

100+ loans approved and over $8 million in local investment

#1 CDFI in Massachusetts in providing Paycheck Protection Program application support in 2020 first round – 158 businesses supported, received $2.2M from bank partners

Success Stories

Joy Empanadas

For entrepreneurs looking to establish or improve their credit score, we offer a $500 credit building loan. Participate in a free workshop to learn how to read credit reports, how to improve your credit score, and be eligible for a credit building loan.

Japu

For entrepreneurs looking to establish or improve their credit score, we offer a $500 credit building loan. Participate in a free workshop to learn how to read credit reports, how to improve your credit score, and be eligible for a credit building loan.